UniSource Credit began providing credit information to local mortgage banks, brokers and financial institutions in 2003. Since that time, we have expanded to become a nationally recognized provider of credit reporting services, and now have a diverse portfolio of products to support the growing needs of our clients.

Credit reports are an essential part of the lending cycle. Our lenders know that we have developed and maintain strong relationships with all three major credit bureaus, enabling UniSource Credit to offer customizable, easy-to-read credit report formats from each. In addition to this, we also offer credit scoring products to help you close more loans, along with fraud prevention and debt monitoring between application and closing.

Choose the credit report that is right for you – single bureau of your choice or request merged credit reports from 2 bureaus or three.

Mortgage lenders need more transparency into the credit activity of borrowers during the underwriting process in order to better mitigate risk and improve underwriting efficiency. Our response to this need is undisclosed debt monitoring. This process monitors the time between the application process and closing of the loan with an “always on” approach. Your borrower files are continuously monitored with daily alerts provided to lenders of activity that may present potential risk associated with mortgage loans in their pipelines.